Frederic Mishkin, governor of the Federal Reserve, testifies
UNITED STATES - NOVEMBER 07: Frederic Mishkin, governor of the Federal Reserve, testifies at a hearing of the House Small Business Committee in Washington, D.C., U.S., on Wednesday, Nov. 7, 2007. Mishkin said recent financial-market turmoil has had ``limited'' effects on lending terms and costs for small businesses, though it is possible conditions will deteriorate. (Photo by Jay Premack/Bloomberg via Getty Images)
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